Court & legal

How much does an affidavit of loss cost in Nigeria?

Affidavit of loss cost in Nigeria: the court stamp duty, the hidden costs of doing it yourself, e-affidavit portals and what the online route costs.

An affidavit of loss is the cheapest piece of court paperwork in Nigerian everyday life — on paper. The court stamp duty for a single affidavit is small. But the real cost of getting one is rarely just the stamp duty, and that is what trips people up. This guide breaks down what you actually pay, including the costs nobody quotes you up front.

The government cost: court stamp duty

The government charge for swearing a single affidavit is the court stamp duty, paid to the court where it is sworn. It is small, and each state and registry sets its own figure for a standard one-page affidavit.

Many courts now take the fee online. On the Federal High Court e-affidavit portal (portal.fhc.gov.ng) you pay online, by Paystack or Remita, and payments are final, non-refundable and non-transferable. As one example, The Telegraph saw ₦1,797 on a single application, but fees vary by service, so check the amount the portal shows before you pay.

In Lagos, general affidavits are obtained only through the LagosCoMiS online platform, which publishes no fee schedule. The stamp duty is the only mandatory fee. Everything else added to the bill is either a real service or a markup.

The hidden cost of doing it yourself

The stamp duty is not the expensive part — the day is. Swearing an affidavit yourself at a registry means travelling there, queuing, and getting the Commissioner for Oaths to stamp it. On a busy day at a major registry, that is a half-day gone. For most working people, that lost half-day is worth far more than the stamp duty.

There is also the tout problem. Registries in major cities have facilitators who offer to get you seen faster for a fee — often several times the stamp duty, and rarely itemised. That markup is the real cost when people complain an affidavit was "expensive."

What the online route costs

Starting it on Docufy gives you one all-in price that covers the government fee, our service fee for drafting the affidavit from your answers and having a vetted partner firm handle the filing, and VAT. You see it before you pay, it is fixed once you submit, and the sworn affidavit comes back to your vault as a PDF with a verify link.

See the live price and target time on the affidavit of loss page, and the court documents hub.

Does the cost change by what was lost?

Generally no. An affidavit of loss for a lost SIM, a lost ATM card, a lost certificate, or a lost ID is the same one-page sworn statement with the same stamp duty. The content differs; the cost does not. What can add cost is needing several affidavits at once, or needing the affidavit authenticated for use abroad. Nigeria does not issue apostilles; the Ministry of Foreign Affairs authenticates documents for use abroad instead, as a separate step.

Watch for "facilitator" markups

If someone quotes you a single lump sum for a simple affidavit of loss and cannot say how much of it is stamp duty, you are likely paying a facilitator markup. The stamp duty is small. Whether you do it yourself or use an online service, you should be able to see the stamp duty and any service fee as separate lines — if you cannot, ask before you pay.

For where to swear an affidavit and the other court documents people ask about, see our affidavit guides.

Questions

Frequently asked.

How much is an affidavit of loss in Nigeria in 2026?

The court stamp duty for a single affidavit is small, and each state and registry sets its own amount. That is the only mandatory fee. The rest of any bill is either a service fee you can see or a facilitator markup you cannot.

Why do people say affidavits are expensive then?

Because of the hidden costs: a half-day queuing at the registry, and the touts who charge several times the stamp duty to get you seen faster. The stamp duty itself is cheap.

Does the cost depend on what I lost?

No. An affidavit of loss for a SIM, ATM card, certificate or ID is the same one-page sworn statement with the same stamp duty. Only needing several at once, or needing authentication for use abroad, adds cost.

What does it cost online?

On Docufy the price is one all-in figure that covers the government fee, our service fee for drafting and handling the filing, and VAT. It is shown on the affidavit of loss page and again before you pay, and the sworn affidavit comes back to your vault as a PDF with a verify link.

Is there an extra cost for using it abroad?

Often. Nigeria is not a party to the Hague Apostille Convention, so it does not issue apostilles. Documents for use abroad are authenticated by the Ministry of Foreign Affairs (foreignaffairs.gov.ng/services/document-authentication), which publishes no fee on its page, and the receiving country may add its own step. Confirm with the foreign institution before assuming a single affidavit is enough.

Sources

Fees and rules last checked 27 Sep 2026. The agency that issues the document has the final word. See our editorial policy.

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